If you have a growing waistline and shrinking bank account, one simple way to fix these two problems is by simply prepping your own workday lunch meals for the week.
When you work a traditional job, there isn’t always time to eat healthy or to even pack your lunch in the morning. You’re busy balancing life and a career. But these tips will help you stay healthy at the office for under $20 a week.
One of the most difficult things in life, for a spender like me, is to stop making poor money decisions. I’ve made a great deal of progress in recent years, reducing my spending, and looking for ways to put my money to better use though.
In order to stop making poor spending decisions, it is vital that you evaluate your habits, and then make the effort to change.
Another new season, another freshening up of the wardrobe. You know it’s time to spice up your life again, but you have rent, a car payment, and a new private school tuition that wasn’t there before.
What you need are creative ways to boost your spirits for the new season. Here are some to get you started:
There was once a time in my life that money seemed to disappear from my bank account as quickly as it came in. And the more income I generated, the less disposable income I had available. In fact, I often found myself scrambling to make money stretch until the next direct deposit came in.
Surprisingly, my transition to the freelance world was exactly what I needed to get my spending habits under control. The amount of income wasn’t the problem — but failing to properly account for it was.
If you’re living from check to check, a few minor adjustments to your habits can help you cut costs and start working towards financial freedom.
Here are a ten ideas to help you get started saving money:
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Many people look at their jobs/careers and wonder what they are doing. In some cases, a stressful job may be putting pressure on you at home, as well as at work.
Or, you might not be able to stand the unrelieved tedium. Some people want to switch careers in order to try something new or more enjoyable, or to work in a more flexible environment.
If you have decided that it is time for a career switch, here are some things to consider:
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Most of us would be considered middle-class — not below the poverty line, but not making six-digit salaries, either. But if we stop and think about it, each of us knows at least someone we’d consider rich, and, if we’re honest, we’re at least slightly jealous of them.
Because we don’t want to think less of ourselves for being middle-class, we often write them off as one of the following stereotypes:
Of course, these stereotypes can be accurate, but that’s no excuse to apply them to the rich people we know (and don’t know). Let’s take a look at each of these stereotypes and shed some light on the mystery of what rich people are really like. [ continue reading… ]
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