Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
You only have to look at the exterior of your local payday loan storefront to see that these lending establishments are set up to cater to the desperate. With bright neon “Cash Now!” lights enticing borrowers, and a quick 20 minutes of paperwork leading to cash in a borrower’s pocket, it’s very easy to see a quick loan as a saving grace when you’re out of money.
However, quick loans like these are extremely dangerous. Often, the high level of interest due on your loan within two weeks leads to a need for another loan, and another, etc. Before you know it, you feel like you owe your soul to the money store.
There are other ways to get cash quickly without giving up your financial future. Here are some ideas for generating some extra money without having to step on the hamster wheel of payday loans.
We have all seen the commercials, sappy and blurry, that declare two months of salary is the appropriate amount to spend on engagement rings.
Are they nuts?!
A much better investment of that money is called a down payment if you ask me. Fortunately, there are ways to get a beautiful engagement ring for much less.
So if your fiancee is demanding you spend that much on a ring, you may want to think things through a bit more.
I’m a huge sports fan, increasingly so as I get older. Maybe I just love the thrill of competition, maybe I enjoy watching humans do unbelievable physical acts, or maybe it just makes me feel younger.
It’s probably a little of all of them, but I love sports. Like most guys, I enjoy sitting in my favorite armchair and watching a great game unfold on my big screen high definition TV, but there’s nothing like seeing a game live.
Some of my best childhood memories are from sporting events. I remember my parents taking me to an afternoon double header at the old Met Stadium watching the Minnesota Twins, and I was one of the lucky ones who got a free souvenir helmet!
With ticket prices skyrocketing, combined with parking and the insane cost of concessions and souvenirs, making similar memories with my son is cost prohibitive.
The good news is, there are ways to enjoy great live sporting events without breaking your budget.
Healthy, nutritious foods do not have to cost a lot, and this vegetarian chili, chock full of nutrients and fiber is a great example. The meaty portobello mushrooms beautifully mimic actual meat, and the combination of spices is fragrant and gives this dish just the right amount of bite. Even though my family eats meat, we actually prefer this vegetarian chili to chili con carne. I serve it with my reduced-fat, reduced-sugar cornbread – it is airy and fluffy and far less oily and sweet than most cornbreads, and that’s how we prefer it. [ continue reading… ]
The internet has changed the way business is done. Though selling items used to be performed mostly in person, now anyone can put their items up for sale on the internet. And among those sites, Craigslist is king — if you want to buy or sell something locally, Craigslist is the place to go. Making it work for you can be easy if you follow these tips.
Becoming your own boss can be a dream come true. You don’t have to answer to an unreasonable supervisor, you can set your own hours, and you can focus your energies on things that really matter to you.
But then there’s the IRS, because handling taxes when you work for yourself can be a big headache.
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