Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Your 20s is definitely one period of your life when you experience the most change. Graduating college. Moving into your first apartment. Getting your first job. There are many milestones in this decade of your life. It’s also an important time to start building a healthy foundation for the years ahead and an integral part of that is your finances.
As a 20-something, you might not be thinking much about money. Your motto in life might be ‘YOLO’ or you only live once. While you should have fun in your 20s, it’s also important to make smart money decisions.
What you do now can have an impact on your finances years down the road. If you’re a 20-something ready to get serious about money, here are 5 money rules you should live by: [ continue reading… ]
As a parent, there’s nothing worse than taking your sick child to see a doctor only to be sent home and told to return in a few days if he or she gets worse (which usually happens). We have health insurance, but a visit to the doctor is still money out of the family budget that could be used elsewhere. Two visits for the same illness is especially painful.
As a nurse, I often teach parents of children to keep a small supply of over-the-counter medications to help cut back on calls to the doctor and trips to the ER in the middle of the night. The same goes for adults. If you keep a few staples on hand, you’ll end up saving money in the long run.
Here are four essential medical items that will help you cut back on costs during an illness*: [ continue reading… ]
You’re close enough to retirement that you’re already imagining days filled with golfing and grandchildren — but you’re not quite there yet. If you have about five more years before you want to retire, don’t assume that you’re done planning.
There are several actions you can take now to make sure your transition to retirement goes smoothly, and that your retirement itself is enjoyable and stress-free:
Getting 50% off a product or service is always an ego boost — and it can help your pocketbook too.
Still, you want to make sure you are getting the most out of these promotions. There are so many deal sites now that it seems like you could spend money on “great deals” several times a day, depending on how many sites you are signed up with.
Getting promotions can be exciting, but in order to make sure that you truly getting the best bang for your buck, it’s important to keep a few things in mind:
One of the biggest reasons why people don’t have enough money to do what they really want is because they fail to fully grasp their financial priorities.
If they want to find financial freedom, and be able to have the money to do what’s really important to them, then they need to determine their financial priorities, and then spend (and save) according to those priorities.
Do you want to spend more on what’s important to you? Then read on. [ continue reading… ]
I’m in the midst of an eight-week travel extravaganza. While it hasn’t exactly been easy on my wallet, it also hasn’t been devastating for my finances. Here are some of the things I’ve done in the last year (and will probably do moving forward) to ensure that affordable travel remains a staple in my life:
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