Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Summer is a great time to get intentional about teaching your kids the value of a dollar. A good summer job can help fend off some of the laziness that June, July, and August tends to bring.
Not only do small summer jobs keep kids busy during the summer months, but they provide them with some of their own pocket cash. There’s no better way to learn about personal finance than to experience making money firsthand.
Alas, there are many jobs available to kids that don’t involve a lemonade stand. Here are 20 of our favorites:
Unfortunately, I’m not very good at it. Confrontation and conflict make me uncomfortable, so my goal is usually to complete the deal as soon as possible. But that didn’t stop me from trying to at least teach the basics of negotiation to my son.
Having completely made the move to PC gaming, my son no longer wants his Xbox. Together, we assembled the console, accessories, and games for a photo to put on Craigslist. Based upon what other Xbox systems were selling for, we priced his package at $200.
With all things having to do with your financial future, it makes sense to start saving as early as possible. This is true of college as well.
If you plan to send your child to college, now is the time to start saving up. College tuition keeps rising, and by the time your child is ready to attend school, there’s a good chance your child will be drowning in debt if he or she is solely relying on student loans to make ends meet. You’ll have to help your child pay for college some other way. [ continue reading… ]
Yoga does much more for you than just provide relaxation and stretching. You improve your posture, flexibility, and strength while increasing your ability to concentrate, focus, and decrease blood pressure.
The benefits of yoga even extend to better self-esteem and improved relationships, so it is easy to see why it is so popular.
The real problem that most people encounter with yoga is the price. A single drop in class can run you $20 or more. Monthly memberships vary in price as well and even triple digit pricing is common in some parts of the country.
Luckily, there are other alternatives, and most of them are going to be less expensive. [ continue reading… ]
Creating a budget is never easy, as it can take months or even years to perfect the process. And on top of that, life is always changing so a budget that worked a few months ago might not necessarily work now.
In fact, even the most detail oriented person often have a hard time creating a budget that works. If you overspend and the budget fails, it isn’t necessarily for a lack of trying.
One of the most common reasons people find budgeting so hard is because there are so many different expenses to keep track of. The big ones, like housing and food, are obvious. But there are so many little things we forget about that can derail a budget from the start.
The next time you evaluate your budget, consider these six expenses that people often forget: [ continue reading… ]
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