I placed 2nd in a golf tournament and I received the trophy today. I was so excited because I never won anything other than getting certificates and ribbons before so it made me really happy to say the least. My credit card balance, my next paycheck, the stock market tumbling all didn’t matter seem to [...]
Like so many things in life, setting money aside as savings is a habit that needs to be developed. If you want to see your nest egg grow, you need to do what you can to encourage a savings habit. Setting money aside needs to become a way of life, instead of some sort of [...]
We received my wife’s 401k plans statement yesterday and we felt like financial geniuses. Splashed on the first page of the statement was our mutual fund performances, up 28.14% in the quarter and 18.43% year to date. My instant reaction was of joy, but it quickly faded as questions were bubbling in my head. Did [...]
Last week, a frugal shopping event for an office chair satisfied me as a learner, frugalist as well as a consumer. What am I talking about? Let me explain. I’ve been discussing with my wife about a new chair for a while. Mine is old and ripped but more importantly, I was getting back pains [...]
I was in the shower when I was thinking about The Simple Dollar’s 5 simple water conservation methods and whether they save us money or not. I was contemplating whether or not I could compromise and implement his suggestion of using a low-flow shower head. The savings was obvious – Less water equals less money [...]
For the first time ever, a company that my wife or I worked for offered flexible spending accounts (FSA). We were given two accounts to enroll in: Dependent Day Care FSA nad Health Care FSA. I will be looking into each of these in more detail. Today, let’s focus on: Dependent Day Care Flexible Spending [...]
