We received my wife’s 401k plans statement yesterday and we felt like financial geniuses. Splashed on the first page of the statement was our mutual fund performances, up 28.14% in the quarter and 18.43% year to date. My instant reaction was of joy, but it quickly faded as questions were bubbling in my [...]
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Last week, a frugal shopping event for an office chair satisfied me as a learner, frugalist as well as a consumer. What am I talking about? Let me explain.
I’ve been discussing with my wife about a new chair for a while. Mine is old and ripped but more importantly, I was getting [...]
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I was in the shower when I was thinking about The Simple Dollar’s 5 simple water conservation methods and whether they save us money or not. I was contemplating whether or not I could compromise and implement his suggestion of using a low-flow shower head. The savings was obvious – Less water equals [...]
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For the first time ever, a company that my wife or I worked for offered flexible spending accounts (FSA). We were given two accounts to enroll in: Dependent Day Care FSA nad Health Care FSA. I will be looking into each of these in more detail. Today, let’s focus on:
Dependent Day Care Flexible Spending Account
In [...]
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As I sit here thinking about my plans and goals for full time blogging (and at the same thing pinching myself to see if it’s all real), I realized that all this was only possible because of my parents.
Sure, I was able to quit my job because I established an emergency fund, knew my monthly [...]
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One of the questions that often pop into my inbox is “When is it appropriate to spend my money?” When people ask, they often want someone to give them a general answer that will solve their problem. They want a step by step guide because they want to splurge but don’t want to jeopardize their [...]
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This is a guest post by The Shark Investor, who is out to help you become a remarkable investor.
The energy markets are like a slot machine. The bars go up and down, few lucky players collect the jackpot but at the end you always lose. Sure, the current oil prices may be a bit speculative, [...]
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Once in a while in personal finance literature, we will come across an article about the advantages of saving money. The phrase “a dollar saved is two dollars earned” or something similar often comes up since it’s so catchy. After all, the savings are after taxes, and it’s always about how much you can keep [...]
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My colleague has been using Google Alerts for a long time to get company related news from around the web. This neat little utility checks the web for any new articles that Google finds on search term she provides. For example, she can put in a search term for Money Ning, and Google Alerts will [...]
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Once in a while, we will read an article that asks us to sell what we don’t need. The benefits are obvious because we can get some cash for the items that is otherwise sitting in our house and taking up space. While this is great advice, perhaps an even better advice is to stop [...]
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