Mortgage

My mortgage lender informed me that my escrow account, used to pay my homeowner’s insurance and property taxes, was underfunded recently. I could either send them a lump sum, or they could raise my monthly mortgage payment. The funny thing was that I received a check from my lender because my account was overfunded just […]

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With the increase in rental rates the last few years, more people are starting to think about buying a home. Unfortunately, the current nationwide housing shortage is causing a dilemma for many prospective buyers. The shortage isn’t necessarily bad — it means more people feeling confident about taking on a mortgage, and families relocating for […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.

When we built our home in 2004, we paid attention to the details we thought were important at the time. We found a floor plan we liked with the right number of bedrooms, and an ample sized kitchen on a lot adjacent to a park. Unfortunately, we didn’t think a lot about how our needs […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.

California Housing Financing Agency (CalHFA) wants to spread the word out on its new assistance program to help first time homebuyers. I’m compensated for this piece, though the opinions are completely mine. Living in Southern California, I am under no illusion that the cost of owning a home here is anywhere close to average house […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.

A few months ago, my wife and I refinanced our mortgage. During the process, our bank informed us that our interest rate would be increased by an eighth of a percentage point, because my credit score was just under the 710 required for their best rate. It’s well known that people with less than sparkling […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.

My wife and I built our home in 2004, at the height of the housing boom. We built as large of a house as we possibly could using creative financing, which included an adjustable rate first mortgage, and an interest-only second mortgage. This wasn’t an ideal situation, but we planned to refinance within a few […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.