Ask anyone what the important rules of money are, and likely they’ll be able to give you several maxims that at least sound like they are good advice. Unfortunately, many people are walking around following rules that really don’t apply anymore — if they ever did. The subject of personal finance seems to attract old [...]
It’s still a few weeks until Valentine’s Day but I thought I’d go ahead and offer up some tips on how to make a big impression on Valentine’s Day without spending a ton of cash. Some of these ideas are a bit time intensive so now is the time to get started if you’re planning [...]
One of the problems I have with goal setting is that I often set too many goals. Indeed, I’ll make a whole list of goals I want to accomplish — only to have most of them fall to the wayside. That’s the problem with setting too many goals. Many of us can’t do that many [...]
You will often hear real estate professionals, personal finance gurus, and know-it-all relatives talking about how home renovation choices can affect your resale value. And while I don’t think that these experts are necessarily wrong, they often only tell half of the story. Homeowners should embark on home improvement projects because they want to live [...]
Christmas. The very word invokes outright fear in many impulsive shoppers. If you’re prone to smoking the credit cards or breaking the budget during the last few weeks of December, knowing a few tips on how to curb those urges can help you get through to the New Year with your dignity and your wallet [...]
Now might be just the right time to refinance your mortgage. Even if you already have a low interest rate mortgage, you could still benefit, thanks to the record-low rates that are present right now. Indeed, even someone with a 5% interest rate on a mortgage could save money, since rates on 30-year fixed mortgages [...]
