Money Beliefs

“I’m comfortable with my level of debt,” said a long-time friend of mine not too long ago. He was explaining why he isn’t making an effort to aggressively pay down his credit card debt. He makes a decent living, and most of his credit card debt is the result of youthful financial indiscretions. Since he […]

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Earlier this summer, I fell in love with a foreclosure in my area. It seemed like the perfect investment property; it was in a good area, had good bones, and just needed some basic cosmetic work — like replacing the carpet, stripping the wallpaper, and painting. After stumbling upon the house, I drove past it […]

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More and more people are using credit and debit cards for rewards, insurance, and convenience. Another MoneyNing blogger even asked if carrying large amounts of cash was outdated. But to me, cash is still king. I should qualify my statement, since I do pay all my monthly bills electronically. What I’m really talking about is […]

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One of the things I hear from my son regularly is that he wants a “raise” on his allowance. Usually this conversation takes place after he’s spent his savings on something else. Though he’s pretty good about saving up, like all of us, he sometimes gets off track. While I can sympathize with the idea […]

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When I was a pre-teen in the early 90s, I used to roam the mall with a pack of girlfriends once a week. I quickly discovered that the fun I had spending money on new scrunchies, slap bracelets, and Lisa Frank notebooks seemed to diminish as my money supply got lower. Whatever pair of earrings […]

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Not too long ago, CNN Money reported on an international assessment of teenagers and financial literacy. The test, which was administered to 15-year-old students in 18 countries, ranked the United States in the middle. The top results went to Chinese students, with students in Belgium, Estonia, New Zealand, and Australia also scoring quite well. In […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.