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Money Beliefs

I love rules. In fact, the more restrictive the guidelines, the better.
It’s not that I like someone telling me no. But I just love trying to find a way around restrictions. Every time someone tells me how I’m not supposed to be able to do that, I always respond with “please tell [...]

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My wife used to compliment me whenever I communicated in Mandarin. She doesn’t anymore.
Not that there’s anything wrong with that though, because I couldn’t speak it back then and I could now carry a decent conversion using the language. In a short few years, she got used to hearing me speak in Mandarin [...]

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Honey, what happens when you have TOO MUCH money? I said to Emma a few days ago. She must’ve thought that we either won the lottery or her husband went crazy, both of which required more attention. With her eyes wide open (I seriously thought it was going to pop out), she [...]

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Cashier: The ready-made chicken wings and the video game, Wii Resort, will be $70.
While lining up and watching all these people buy groceries, business supplies and other “adult-preferred” products, I found myself staring at the two items I picked out and thinking “Aren’t these things for kids?”
It got me thinking some more. Do mature [...]

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I read these articles all the time and by now, most of the ideas sound familiar. Why am I still starving a few days before my next paycheck is due?
As I sit here pondering about a personal finance topic to write about, I started wondering what will happen if I covered every possible personal [...]

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I thought about it a bit, but I decided to give up free money and put my principles aside on this one.
Most people are swamped when they come back from a long vacation. Overloaded email inbox, delayed projects while you were away, and neglected housework that’s waiting for you at home (what’s that smell??). [...]

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I used to feel bad gambling, but I don’t anymore.
There was a time in my life when I would gamble socially. Every time I stumble across a casino table, I would play a couple hands. It was fun, and luckily, no harm done.
Eventually, I saw it as just another money drain. It [...]

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When you go out to dinner with friends, one of you will inevitably request to pay the total with a credit card. Sometimes, it’s due to a legitimate reason like not having cash but more and more, it’s due to more selfish ones – rewards or an interest free loan with 0% purchase credit [...]

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The government seems to be doing everything it can to re-inflate the housing bubble. Artificially low interest rates, loan modification programs, first time home buyers credit are just a few of the initiatives aimed at attracting more demand. These programs have no doubt worked, as home prices are showing signs of stability.
On the [...]

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I ran into the mailman yesterday as he was delivering mail to about 50 different mailboxes (for those that aren’t in an apartment, think of the post office where the P.O. boxes are all stacked together). When I reached for my mail, he hollered “oh no sir, you need to wait for me to [...]

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A few days ago, I was bewildered about my recent activities and how it relates to my finances.
During the last three months, I traveled to five different places totaling 20,000+ miles. For most people, this type of travel schedule would cause a budget crisis but surprisingly, mine still turned out okay.  The result got [...]

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Some of you know, others are jealous, many wonder but yesterday, one person actually asked.

You are making a living sharing what you do day to day and you seem to love it. I can only wish to make money doing what I love. What’s the secret?

I was flattered by the question. It’s [...]

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What is a Necessity

by MoneyNing

Emma and her coworkers were at Costco the other day and a discussion brought up an interesting question – what actually is a necessity?
The conversation came up when one of them decided to buy trash bags. “Trash bags”, Emma said. “Why do you pay for something like that?”
It turns out that her coworker [...]

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Happiness is Free

by MoneyNing

More often than not, the times we cherish the most don’t involve dollars and cents. It isn’t an earth shattering discovery of course, but one that most people forget all the time. Instead, we try to buy our way into happiness. Oh that iPhone will do. That expensive glass of wine [...]

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