Once you trade up, you are never going back.
Lifestyle inflation is a real phenomenon that I’ve surprisingly seldom talked about. Basically, it refers to the strikingly true fact that most people increase their spending as their income increases no matter how much or how little they earn.
Stepping up the standard of living ladder is [...]
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I used to feel bad gambling, but I don’t anymore.
There was a time in my life when I would gamble socially. Every time I stumble across a casino table, I would play a couple hands. It was fun, and luckily, no harm done.
Eventually, I saw it as just another money drain. It [...]
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We all deny having any, but we all know everyone has some. Guilty pleasures can sometimes be money pits but many of us usually find excuses to get/own/experience them anyway.
According to Wikipedia, it is defined as:
Guilty pleasure, something one enjoys despite feeling guilt for it
So let me ask you today. What is your [...]
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Some of you know, others are jealous, many wonder but yesterday, one person actually asked.
You are making a living sharing what you do day to day and you seem to love it. I can only wish to make money doing what I love. What’s the secret?
I was flattered by the question. It’s [...]
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More often than not, the times we cherish the most don’t involve dollars and cents. It isn’t an earth shattering discovery of course, but one that most people forget all the time. Instead, we try to buy our way into happiness. Oh that iPhone will do. That expensive glass of wine [...]
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Especially during the first morning after a long weekend, the alarm clock ranks first in the most hated invention of all time. That irritating buzz signals that yes, the sweet days off the 9-5 are over. There’s no more sleeping in, no more watching TV all day and no more time to look [...]
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No thanks. I will stay home for lunch since I want to save money
It felt good hearing myself say those words and saving money always sound like a good idea. Yet, quite often, some of us feel bad doing it.
Most frugalist I know asked themselves at some point whether he/she is missing out by not [...]
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Manny was my very first client. I met him 25 years ago but I remember him to this day.
He walked into my office a little shy. English was not his native language and I think he felt a little self-conscious about it. But as soon as Manny started telling me his story, I [...]
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This is a guest post from Steve, who writes about business and entrepreneurship through his site, My Wife Quit Her Job. He was nice enough to share his inspiring story with us today, so let him know what you think!
Is there such thing as a secure job? Even if you are a top performer at [...]
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I love it whenever I hear someone talk about David Bach’s now famous term “the latte factor”. For those that don’t know, the term refers to the idea that many people continually spend on small purchases (like a latte) that add up to a ridiculously large amount over their lifetime.
There are two reasons about [...]
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We saw a gorgeous condo on our way home yesterday that ignited my home buying urge. The price of the two bedroom was just right (the more appropriate term is yeah right) at $800,000 so one of the things I told my wife was that maybe we shouldn’t be wandering in whenever we see [...]
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It’s not that I don’t like saving money (yes I do), but when weeks go by without me splurging, that wallet of mine seems to vibrate by itself. The urge is always to press snooze by buying something, but the silence only lasts for a short while.
It’s amazing to me how this works but [...]
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One of my readers sent me this great piece on productivity. While most of these about general well being and therefore non-personal finance related, understand that without a healthy mind and body, money is unimportant.
Best time to Study – When you wake up in the morning, you will probably feel tired and dizzy. However, [...]
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…and it was an expectation by them that you would follow through and succeed. You were encouraged and praised when the task was accomplished. And probably got a negative reaction when it was not done correctly.
Marci’s comment on expectation was right on. If my parents never expected and guided me through the whole process, [...]
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