It’s been almost 11 years since I last had any sort of traffic violation. Prior to that, though, I had some speeding tickets on my record, and a rather embarrassing incident involving a semi truck. Those types of traffic violations can cost you. Naturally, you pay your fine, whether it’s for speeding, reckless driving, or [...]
You have health insurance and life insurance, which means you and your family are entirely covered should something happen, right? Wrong. Suppose you suffer an injury or long-lasting illness that makes it impossible for you to work. While your health insurance coverage will take care of your medical expenses, and your life insurance will provide [...]
As part of the U.S’s Health Insurance Portability and Accountability Act of 1996 (HIPAA), health insurance companies now submit a standardized form for all medical services and products billed under a health plan. This form is called an Estimation of Benefits (EOB), or less commonly a Remittance Advice (RA; these are the EOBs sent to [...]
One minute, they’re drooling adorably on a rattle, and the next thing you know they want to borrow your car keys. It might not happen quite that quickly, but it still can be pretty tough for parents to get used to the idea that their teenage children are ready to get behind the wheel. It [...]
When you already have an insurance policy, it’s easy to become complacent about what you have. You pay the premiums, you have coverage. But, if you don’t look around for better deals, you might find yourself paying more than you should for your policy. Whether it’s home, health or auto insurance, it’s a good idea [...]
After the double whammy of an earthquake and Hurricane Irene on the East Coast at the end of August, several of my family and friends are finding themselves with damage to their homes and the daunting task of figuring out how to navigate the red tape of their insurance policy in order to get a [...]
