As part of the U.S’s Health Insurance Portability and Accountability Act of 1996 (HIPAA), health insurance companies now submit a standardized form for all medical services and products billed under a health plan. This form is called an Estimation of Benefits (EOB), or less commonly a Remittance Advice (RA; these are the EOBs sent to [...]
One minute, they’re drooling adorably on a rattle, and the next thing you know they want to borrow your car keys. It might not happen quite that quickly, but it still can be pretty tough for parents to get used to the idea that their teenage children are ready to get behind the wheel. It [...]
When you already have an insurance policy, it’s easy to become complacent about what you have. You pay the premiums, you have coverage. But, if you don’t look around for better deals, you might find yourself paying more than you should for your policy. Whether it’s home, health or auto insurance, it’s a good idea [...]
After the double whammy of an earthquake and Hurricane Irene on the East Coast at the end of August, several of my family and friends are finding themselves with damage to their homes and the daunting task of figuring out how to navigate the red tape of their insurance policy in order to get a [...]
We spend time and money to keep things from happening: We get our cars maintained to reduce the risk of an accident. We install smoke detectors so that we have enough warning to leave a building in the event of a fire. We encourage all sorts of people to learn CPR and first aid so [...]
Planning your next vacation should be all about the fun of selecting itineraries, mapping out bicycling routes, or deciding which tropical drink you’ll have the waiter bring you on the beach. Unfortunately, vacations, like most plans, don’t always go as expected. Do you need to worry about stolen luggage, missed flights or illness before you [...]
