The current culture of acceptance that surrounds the issue of debt is one that has arisen as a result of an increased dependence upon credit and the act of satisfying an ‘I want it now’ attitude. A rise in materialism and the inherent temptation of credit cards and personal loans in aiding presentation of a [...]
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I bought a pair of pants. It wasn’t planned for, and the decision was a result of a bit of embarrassment, anger, sadness, and envy combined.
My journey to the checkout counter all started a few days ago when we walked by a CPA’s office while Emma and I curiously checked out some new office [...]
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Moving can sometimes be a sad ritual as you throw, throw and throw more junk away, only to realize that you actually paid good money accumulating “them”.
Let’s face it. Most of us have a little special something we like to spend money on. Whether it’s cars, HDTVs, luxury vacations, hand bags, shoes or [...]
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Sometimes, there’s no one to blame but yourself.
For whatever reason, my doctor visit a few days ago really struck a chord and got my blood boiling. I caught a cold and I went to see a doctor to make sure it’s just regular coughing and nothing more serious. The $25 co-pay seemed unnecessary [...]
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Bigger is always better. Or so they say.
We love to hear about a better deal, but these incredible offers usually trick us into spending more money than we should. Case in point – buy bulk. Don’t agree? Answer these three questions.
How many times do you grab a can of soda because [...]
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We often equate frugality with trade offs. Trading our time to save money, trading for alternatives, and trading instant satisfaction for future gratification. No wonder frugal living seems so tough.
You may wonder how great you life would be if you never had to make any financial sacrifices, but let’s imagine for a minute [...]
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Do you miss your childhood when money absolutely meant nothing?
Don’t get me wrong. I love what I do for a living, I have an awesome wife and I live in a beautiful apartment, so I couldn’t be happier right now. I just miss the days when what was considered “fun” was essentially free. [...]
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I’m not much of a rules kinda guy, but the 30 day spending rule is one that you should consider adopting. It is pretty simple – wait 30 days every time you want to make a purchase. If you still think it’s worth the cost after a month, then go buy it, but [...]
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It’s easy to stop pulling out the wallet every once in a while and declare triumph, but don’t kid yourself – we know it’s the recurring expenses that really drown us into debt. The monthly expenses are what most people neglect because they are subconsciously trained to ignore it after seeing the same line [...]
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Want to with know the secrets to frugal living, less spending and happiness?
Thank you for all the positive feedback of the free newsletter I debuted a week ago! Everyone who subscribed to it already received the first part of the 7-part mini course and there are already some people who said that they gained insight [...]
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Once in a while, an event reminds me why we aren’t as frugal as our parents. Yesterday was such a time – my glasses broke. More specifically, the screw that holds the frame together popped out and so did the glass, sending everything flying.
It was actually quite funny. I was writing my [...]
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Here’s a practical tip that is unbelievably simple and effective. Keep your coupons in your car. The reasons are quite obvious, but when I saw my wife do it, I thought she was a genius and should patent the idea (if we weren’t married already, I might’ve proposed on the spot).
Being the clueless [...]
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I’m happy to announce that there is now a better way to subscribe via the new email newsletter. This new service is more reliable and it will allow me to send you special reports and exclusive offers on top of the blog posts that you enjoy everyday (remember the frugal book I was telling [...]
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At some point, many of us will doubt whether our frugal lifestyles are really worth it. At times, we might question our ways when our friends buy expensive luxuries. Other times, it could happen when we wonder whether our budget spreadsheet is too empty. It doesn’t really matter how often we try [...]
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