Credit Cards

In just two short months, I’ll be headed to Spain to go see one of my best friends who is teaching there. It’s a dream come true for me, as aside from paying off debt, traveling is my true passion. But how is someone who is so focused on paying off debt, able to travel […]

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One of the ways to successfully manage your debt, and create a pay down plan, is to make use of a debt consolidation loan. It’s always important to carefully consider your options, and be careful when using debt to pay off other debt. However, if you plan properly, and are careful to practice discipline, a balance […]

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The holiday shopping season is here again, and identity thieves are on the lookout for careless customers who either misplace vulnerable personal information, or leave it unattended in a cart. More than any time of year, this season is a prime time for stolen credit cards and swiped bank information. Why? Because your numbers and sensitive […]

Money Saving Tip: An incredibly effective way to save more is to reduce your monthly Internet and TV costs. Click here for the current AT&T DSL and U-VERSE promotion codes and promos and see if you can save more money every month from now on.

“I’m comfortable with my level of debt,” said a long-time friend of mine not too long ago. He was explaining why he isn’t making an effort to aggressively pay down his credit card debt. He makes a decent living, and most of his credit card debt is the result of youthful financial indiscretions. Since he […]

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When I landed the first gig of my accounting career, I was beyond excited. I would finally have a decent income; I could breathe again. But after crunching a few numbers, it was obvious that debt would quickly gobble up any of the extra funds I’d planned to use to live a little. My only […]

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Should You Stop Carrying Cash?

by Jessica Sommerfield · 37 comments

Welcome to the age of electronic fund transfers, debit and credit cards, and online banking. Carrying actual cash in your wallet is now optional, while paying with plastic has become the convenient choice. A recent survey from Bankrate indicated that 9% of Americans carry no cash at all. Of those who do carry it, the […]

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