Credit Cards

When it comes to getting rid of debt, it seems like the best option is to pay it off as quickly as possible. This is especially true of credit card debt. It’s high interest, so you should just pay off what you can, as quickly as you can, right? Not so fast. It’s actually possible […]

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I’ve always heard it’s best to pay off your credit card in full each month, but this certainly not the universally accepted opinion. Some people actually think carrying a balance on their card is the best way to build credit. What about you though – is it good or bad for your credit score if […]

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We hear all the time that it’s important to pay attention to our credit and work to improve our scores. Knowing exactly where you stand can be difficult, however, when you consider that you could have hundreds of credit scores. Where do you start? How Does That Happen? Well, a big reason is that there […]

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There’s talk that consumer credit card debt may set a record and potentially exceed $1 trillion this year. We already set another record, with the largest net increase in consumer debt since 2007 ($80 billion). Wow! But should we see accumulating more credit card debt this year as inevitable? I, for one, don’t think so. […]

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Black Friday is approaching, so if you’re among the majority of Americans who waited until this month to do your holiday shopping, it’s time to formulate a game plan. One reason we tend to put off shopping is that we don’t know what to get for the people on our list, as trying to find […]

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As a parent, you want to protect your children from all that you can – kidnapping, bullies, diseases, and even hurt feelings. However, you might not be aware of the risk of child identity theft. Children are a target for identity theft because they have a clean slate, and it can take years before the […]

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