Being an economics major, I was well-prepared to handle my own finances. But budgeting wasn’t a walk in the part for me either, as I had to experiment before I found the right system. Don’t wait to experiment. Start tracking your dollars now. I didn’t have a lot to manage when I first started counting [...]
Now might be just the right time to refinance your mortgage. Even if you already have a low interest rate mortgage, you could still benefit, thanks to the record-low rates that are present right now. Indeed, even someone with a 5% interest rate on a mortgage could save money, since rates on 30-year fixed mortgages [...]
Pay is no longer assured no matter what your job is these days, as more and more people are experiencing pay cuts. Whether your hours are reduced, or whether you lose your job and have to start somewhere else for a smaller salary, pay cuts are increasingly a reality. And, in some cases, you might [...]
Balancing your home budget has never been easier or more enjoyable with the widespread advent of feature-packed iPad and iPhone apps. If you one of these slick devices, check out these four iPad and iPhone apps for financial management that rose to the top of the charts. 1. Home Budget with Sync- free/$4.99 Home Budget [...]
Over the course of three weeks, my husband spent quite a lot on Lord of the Rings collectibles. Can we afford it? I guess so. We didn’t need credit cards to pay for any of the stuff, and it didn’t result in us needing to use debt to pay any of our other obligations. But [...]
One of the popular topics of discussion right now is Extreme Couponing. This show, on TLC, highlights the efforts that some people make to get items for very cheap — or for free. The idea is to use coupons and sales (combining coupons and sales is especially important) to get multiple items, building up a [...]
