I love rules. In fact, the more restrictive the guidelines, the better.
It’s not that I like someone telling me no. But I just love trying to find a way around restrictions. Every time someone tells me how I’m not supposed to be able to do that, I always respond with “please tell [...]
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Even a broken clock is right twice a day.
Oh I bet you heard that before, but imagine with me for a second that you are paid every time that broken clock shows the correct time. Now, let’s also say that you are able to hit a button to randomize the time on that clock [...]
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There are a ton of things going on with my business, and people are often surprised to find that I’m still doing practically everything by myself. A question I often get asked is “How do you do it all?”
The Secret is Written on the Wall
There is no secret. I get more done because I [...]
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What I love about personal finance is that everyone is in an unique situation. Yet, the more they are different, the more they stay the same.
What’s more interesting is that even though the majority of us struggle to achieve financial freedom, the methods are simple and for the most part, we already know them.
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My grandpa always knew of a workaround, and my mom always knew of a more frugal alternative.
In my family, few could rival my grandfather’s creativity in creating handmade equivalents. Naturally, he became the go to person whenever we needed a workaround. Bought a camera that didn’t come with a stand? Grandpa would [...]
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“Sometimes, you just have no choice but to bite the bullet. Or at least, the stars are lined up to give you that illusion.
Whether it’s at the airport or coffee shop, I have no problem paying for internet services. It’s a bit pricey alright, but the convenience they provide should be worth something. [...]
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As a frugalist, I naturally know many people who share the same values. Some practice the art by choice, and others by necessity. Some love being frugal, while others wished life were different. In every category though, there seems to be a select few who would resent the rich. The other [...]
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Our habits may be based on our core principles, but the surrounding elements will often change them on a daily basis. Be it frugality, way of life or our morals, people around us slowly change our behaviors in a big way.
When we were young, our parents help shape our values by setting examples. [...]
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Return on Investment (ROI) is a concept that entrepreneurs and marketers know all too well. If you can spend a dollar to get more than a dollar in return, you should keep spending.
Awesome, but why do I care? I struggle with 40 paid hours a week and another 20 of what I called [...]
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Do you have any tips on how to get out of a rut? I’m always stuck and can’t seem to finish anything at work, but I really need this job and I’m afraid I will be fired. How do I keep the job and continue to bring home the paychecks that my family [...]
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Last week when we talked about Obama’s proposed health care reform, there were more concerns about the government running the program than the core initiative of every American obtaining medical coverage. Certainly, this is sparked by our experience of government wastes and inefficiencies but why do we have to feel that way? Why [...]
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Some of you know, others are jealous, many wonder but yesterday, one person actually asked.
You are making a living sharing what you do day to day and you seem to love it. I can only wish to make money doing what I love. What’s the secret?
I was flattered by the question. It’s [...]
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Imagine with me for a second that you took the advice to freeze your credit cards. You read the article, poured water into a container, dropped the plastic cards into it and then shoved the end product in the freezer. All is good. Months go by, your spending declines, your bank account [...]
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Getting out of your routine not only helps you appreciate what you are used to but it also sheds light on whether you are on the right track with life. May was a very busy month for me, as I went on two separate vacations in addition to a multi-day conference. Don’t get me wrong [...]
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