When it’s time to get serious about our finances, and put together a goal of reaching financial freedom, many of us want to start with the plan or the budget. We begin figuring out income and expenses, and creating a strategy for paying down debt, or figuring out how much needs to be invested in order to […]
While health care spending isn’t the biggest component of most household budgets, it’s still a significant monthly expenditure. In September 2013, The Atlantic published information from the Bureau of Labor statistics, indicating that Americans spend 7% of their monthly income on health care. Their latest press release (September 2014) on the subject of consumer expenditures in 2013, […]
I just welcomed my second daughter into the world a month ago, and I am amazed once again at how something so small and sweet can disrupt our money. Newborns bring about a state of sleeplessness and disorganization, which makes it hard to stick to a budget and resist impromptu buys. If you’re experiencing the same thing, […]
Have you ever been in a financial rut, where you feel like you can’t get ahead? Do you feel like your financial systems aren’t working? Well, you’re not alone. Many of us find ourselves in a financial rut from time to time. It’s easy to get stuck, especially after complacency sets in. Old systems may no […]
Student loans are becoming the signature of our generation as droves of students are graduating with thousands of dollars in debt. At this point, the rising cost of tuition is making once affordable public schools hard to attend without taking on some form of assistance. The numbers prove it, too. According to the Project on […]
I just had my second daughter a week ago, and I forgot how amazing and equally draining a newborn can be. A new baby can make even the most frugal a spendthrift. However, there are three big purchases that I think every new mom should have before or right after the baby comes.