My family is getting a tax refund this year. According to some, this isn’t exactly great news because it means that we gave the government an interest free loan but personally, I’m happy not to owe anything like we did last year. I suppose we could have played around with our W4 and such to [...]
Would you prefer a nice crisp $50 dollar in your hot little hands today, or would you prefer to receive $55 in 10 months? Chances are, you chose the instant money, despite the fact that waiting would give you 10% more — a rate you’d kill for from your bank’s savings account. That preference for [...]
Like you, I read many articles on the topic of personal finance. And more often than not, I come across tips on how we can save and earn more money. The article will say something like “do this and you will become rich.” Some of these article may be from someone you trust, while others [...]
Every year, the threat of contracting the dreaded flu bug looms large. Can you afford to risk getting sick? Thanks to the government, most of us know that getting a flu shot is the best way to avoid getting the flu. But for many people, the threat of any sickness pales in comparison to facing [...]
With the Occupy Wall Street movement in full swing and other cities across the U.S. joining in (and even in other countries now), many Americans are voicing their distress at their current financial situation. If you’re in debt up to your eyeballs with no relief in sight, what do you do? According to advice from [...]
If you’ve been nervously checking your investment accounts and looking up your home’s estimated value a lot more than usual lately, you’re not alone. I’ve been fretting over the unsold houses on our block for months now. Even though we have no plans to move, just the idea that we most likely wouldn’t be able [...]
