Winter is when utility bill balances head up for most people. For those using electric heat, saving on electricity will be critical, as the weather gets colder. There are several easy ways to trim that sky-high electric bills of course, and this article will lay them out for you. Use Local Resources Almost every utility [...]
From the monthly archives:
February 2010
Jane has a question that all of us have asked one time or another. How much car should we buy? Below is a brief introduction to her situation, and she needs your help! My car [is] a Hyundai Elantra. I have had it for 11 years in August. I would like to buy a new [...]
The honest advice is difficult to hear, but it’s almost always the most useful. For years, I was always a little too blunt. My mom told me that my brutal honesty affected my personal and professional relationships. It is a character flaw, and one that I’m still working on. It’s not that the advice is [...]
Habits and actions greatly affect one’s wealth, but why listen to me talk about it when you can just see for yourself. Are we frugal or not? You be the judge. Our Afternoon 1:30ish pm, at our apartment. David: Let’s go look at houses today, honey. Emma: Okay! …
As you know, the provisions from the Credit CARD Act are taking effect. Some of these changes definitely offer better protection, but it doesn’t mean that you can just ignore the letters that come through the mail. When it comes to credit cards, you will always need to read the fine print. Credit card issuers [...]
Is personal finance a subject parents should “teach” their children? With Sara’s imminent arrival, her upbringing is naturally a very hot topic these days. I’m getting way ahead of myself, but I’m already thinking about how we are going to share our values and money habits with her. On the finance side, I know that [...]
The price of a college education is going up so fast it is hard to keep track of the expenses. Between tuition, room, board, supplies, texts, and other activities, the final price tag can overwhelm most families. If you have more than one child, the burden is even higher. You really need to find the [...]
A reader needs your help today. Her question touches on so many subjects we talk about here: Marriage and finances, credit, and paying off debt. Show her some support by letting her know how she can handle this delicate matter. Currently I have $18,564.55 in total of consumer debt. My hubby has accumulated 3 times [...]
Things would be different if I knew 10 years ago what I know now. Whether it’s related to issues concerning our finances, career or even relationships, we tend to look back and wish we could do things differently. Opening a Roth IRA as soon as we got a job? Check. Not ever going into credit [...]
Many people have a plan to deal with accidents, but where they fail is in actually testing them to see how well they work. If you built up an emergency fund, that’s great. But, do you actually go through the process of simulating an emergency so you know what to expect when you actually need [...]
