Winter is when utility bill balances head up for most people. For those using electric heat, saving on electricity will be critical, as the weather gets colder. There are several easy ways to trim that sky-high electric bills of course, and this article will lay them out for you. Use Local Resources Almost every utility [...]
Jane has a question that all of us have asked one time or another. How much car should we buy? Below is a brief introduction to her situation, and she needs your help. My car [is] a Hyundai Elantra. I have had it for 11 years in August. I would like to buy a new [...]
The honest advice is difficult to hear, but it’s almost always the most useful. For years, I was always a little too blunt. My mom told me that my brutal honesty affected my personal and professional relationships. It is a character flaw, and one that I’m still working on. It’s not that the advice is [...]
Habits and actions greatly affect one’s wealth, but why listen to me talk about it when you can just see for yourself. Are we frugal or not? You be the judge. Our Afternoon 1:30ish pm, at our apartment. David: Let’s go look at houses today, honey. Emma: Okay. …
As you know, the provisions from the Credit CARD Act are taking effect. Some of these changes definitely offer better protection, but it doesn’t mean that you can just ignore the letters that come through the mail. When it comes to credit cards, you will always need to read the fine print. Credit card issuers [...]
Is personal finance a subject parents should “teach” their children? With Sara’s imminent arrival, her upbringing is naturally a very hot topic these days. I’m getting way ahead of myself, but I’m already thinking about how we are going to share our values and money habits with her. On the finance side, I know that [...]
