Emma and I went to a pretty fancy restaurant to celebrate my wife’s birthday. After we sat down, our waitress pleasantly asked us “Would you like some wine tonight?” We just experienced a form of up-sell. What is Up-Sell Up-sell is the act of suggesting a higher priced product or service to a customer who [...]
Most of us have a job where hard work is expected and necessary. We offer our knowledge and/or labor to the company we work for in order to get recognition, satisfaction and compensation in return. Although this is the way most people make money, the minute we stop working, the income stops. On the other [...]
Often, we lack motivation and resort to looking for excuses why something is unnecessary, why the task should be done by someone else and why we can wait till tomorrow to do it. In the meantime, we search for tips and tricks all over the place to help boost our motivation. Most of the suggestions [...]
One of my readers congratulated me on being quoted on the New York Times recently. With more and more people starting to look at blogging as a source of insightful information, there is no doubt that blogging is becoming main stream. As a reader of this blog, you can take pride in knowing that you [...]
Sandy knows she is growing her savings by having a surplus each month and putting it in high yielding online banks. When she was puzzled about budgeting, she wrote in and said: I have $100,000 saved up in bank accounts by following good frugal practices that you and others outline. I however don’t budget and [...]
Larry King Live on CNN interviewed two families in trouble because of the recent housing crisis last night. The first family was starting to get behind on their payment, while the other already lost her home and is now living in her car. Overview of the Two Situations Family Hope The first family (which we [...]
