This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling.
With the economy the way it is, many people have severe financial difficulties. For most, it is usually the last resort but there are some people that give up early and declare bankruptcy, sometimes without even considering any [...]
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Emma and I went to a pretty fancy restaurant to celebrate my wife’s birthday. After we sat down, our waitress pleasantly asked us “Would you like some wine tonight?” We just experienced a form of up-sell.
What is Up-Sell
Up-sell is the act of suggesting a higher priced product or service to a customer who is about [...]
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The response to the gas gift card giveaway was simply amazing. If you haven’t joined yet, I suggest you go over there and give yourself a chance to win a free $50 gas gift card! The winner will be announced on August 18th, 2008!
Some readers also asked where the gift cards come from [...]
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Last week’s post on Motivation was an important one that it deserves a revisit. Motivation is never a question when we have passion. When we are doing something we love, we will do everything we can to make it right. We don’t complain, we don’t find excuses and we don’t worry about the work we’ve [...]
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I don’t believe there are any media mention this week but maybe they will start linking to my giveaway because I’m giving away free gas cards! Joining is quite easy so good luck to those who enter!
I also added a new section on the right sidebar during the last week. Advertisers who are [...]
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With so many junk mail coming through our mailbox each day, why not mix in some great incoming mail by winning the free gas card giveaway hosted over here? On August 18, three winners will be announced here at MoneyNing and each winner will receive a $50 gas gift card to help them fill up [...]
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Most of us have a job where hard work is expected and necessary. We offer our knowledge and/or labor to the company we work for in order to get recognition, satisfaction and compensation in return. Although this is the way most people make money, the minute we stop working, the income stops.
On the other hand, [...]
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Unlike the rest of the world, owning a car in most parts of the western world is required. Without it, most of us can never get to work nor go to many other places for that matter.
We have public transportation too. Like everywhere else, there are trains, buses and metros. It’s just that the routes [...]
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This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling.
Many consumers underestimate the potential cost of a mismanaged check account so let’s look at how to stay organized with a managed checkbook and protecting ourselves with overdraft protection.
Staying Organize with a Balanced Checkbook
When you balance your checkbook, [...]
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Often, we lack motivation and resort to looking for excuses why something is unnecessary, why the task should be done by someone else and why we can wait till tomorrow to do it. In the meantime, we search for tips and tricks all over the place to help boost our motivation. Most of the suggestions [...]
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One of my readers congratulated me on being quoted on the New York Times recently! With more and more people starting to look at blogging as a source of insightful information, there is no doubt that blogging is becoming main stream.
As a reader of this blog, you can take pride in knowing that you [...]
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I received a postcard from Countrywide Home Loans yesterday advertising the benefits of their home loan program. Features include:
Down payment and closing cost assistance
100% financing
No minimum credit score required
Flexible qualifying guidelines
30, 35 and 40-year loan terms available
Fixed rate and fixed period Adjustable Rate Mortgages (ARM) options
During the housing boom, many of these loan agencies [...]
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Sandy knows she is growing her savings by having a surplus each month and putting it in high yielding online banks. When she was puzzled about budgeting, she wrote in and said:
I have $100,000 saved up in bank accounts by following good frugal practices that you and others outline. I however don’t budget and never [...]
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Larry King Live on CNN interviewed two families in trouble because of the recent housing crisis last night. The first family was starting to get behind on their payment, while the other already lost her home and is now living in her car!
Overview of the Two Situations
Family Hope
The first family (which we will referred to [...]
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