I realized a few days ago that my sister’s flight will arrive in Los Angeles for my wedding at 8:00pm, which meant that there was no way for her to get to the car rental place before it closes at 5. So, I went online and tried to change the pickup time to the [...]
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Think you know everything about 401k and IRAs? I invite you to take the Kiplinger’s Retirement Quiz! After each question, it will instantly tell you whether you got the question right or wrong and then give some information related to the topic.
What I want to talk about though is actually the statistics that [...]
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After I posted this post, my readers corrected me in that ING Direct is actually a very responsible lender and company. I apologize for overreacting to the sub-prime mortgage. In fact, after some research, I am recommending readers to sign up to their online bank accounts.
With so many news articles about subprime loan [...]
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Everyone must be confused with the title because we don’t usually see slacking off and motivation in the same sentence. Let’s face it, everyone slacks off. This is a given. In fact, my boss told me that he slacks off once in a while too. He mentions solitaire as his favorite computer game to kill [...]
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Two more weeks and I’m getting married! I’ve just been way too busy these days trying to figure everything out! I can’t begin to imagine what it’s like for my fiancee right now because she is pretty much the lead on all the coordination between everybody! I anticipate to be even busier for the next [...]
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I just saw a commercial from H&R Block about the option of having our tax refund put onto a debit card (actually, they started offering it as an option last year). I’m totally against this because I don’t think it is the best idea to have someone else hold my refund. If anything, [...]
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My fiancee is very good at helping us save money because she isn’t afraid to speak up! Just today, she managed to save us $500 because she spoke up when we were treated unfairly. The place we picked for our wedding ceremony had a $500 wedding coordination fee and we were told that it was [...]
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I bank at Wells Fargo and I couldn’t deposit a check today because there ran out of envelopes at the ATM! Luckily, I didn’t need the money to be in my account but what if I did? Would I have tried to deposit the check without an envelope? What would’ve been my [...]
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I finally decided to move! To put this into context, this is a decision made 3 weeks before getting married so I will be even busier than normal as I get to something else to worry about one more thing!! (In reality, I think my fiancee will go crazy long before I will because she [...]
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I can’t believe that my wedding is coming up in 3 weeks! As you can imagine, planning a wedding takes a great deal of time and I’m happy that the big day is finally here soon! I’m a little nervous about the big day though so wish me luck!
Today, we will be going [...]
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One of the readers sent me the following question yesterday.
I was hoping you could do a blog on how to improve your credit after you have eliminated all debt minus mortgage. I pay no bills other than my mortgage, utilities, and car insurance. My car is paid off. I do not know how to get [...]
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Today’s question requires everyone to be honest with themselves. When you are using someone else’s money, do you treat it the same way as your own? For example, do you try to get something more expensive to eat if someone is treating you dinner? How about your spending on business trips when [...]
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Doesn’t it seem much more important to have an emergency fund now that people are talking about the US going into recession? Something that’s often neglected as a benefit of having an emergency fund is actually the piece of mind of knowing that our standard of living won’t be jeopardized if we lose our [...]
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This is the ongoing series that talks about reducing the chances of Monday blues so we can advance in our careers! In personal finance, we focus way too much on saving and investing but never on how we can earn more money in the first place!
Part of the reason why we dread Mondays is [...]
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