After I posted this post, my readers corrected me in that ING Direct is actually a very responsible lender and company. I apologize for overreacting to the sub-prime mortgage. In fact, after some research, I am recommending readers to sign up to their online bank accounts. With so many news articles about subprime loan and [...]
My fiancee is very good at helping us save money because she isn’t afraid to speak up. Just today, she managed to save us $500 because she spoke up when we were treated unfairly. The place we picked for our wedding ceremony had a $500 wedding coordination fee and we were told that it was [...]
I bank at Wells Fargo and I couldn’t deposit a check today because there ran out of envelopes at the ATM. Luckily, I didn’t need the money to be in my account but what if I did? Would I have tried to deposit the check without an envelope? What would’ve been my choices otherwise? It’s [...]
Doesn’t it seem much more important to have an emergency fund now that people are talking about the US going into recession? Something that’s often neglected as a benefit of having an emergency fund is actually the piece of mind of knowing that our standard of living won’t be jeopardized if we lose our jobs. [...]
Owning your home is a dream that many can relate to. My first experience with real estate came when my wife and I almost bought our first home in March of 2007. We were very excited at the time because it was going to be our first house and we even drove over to see [...]
In life, we need to take action. Today, I need everyone to start saving immediately if you haven’t yet. How many of us have always thought about saving but think that we can always do it tomorrow? We always think that we can wait, but you will be waiting forever to be financially free too. [...]
