After I posted this post, my readers corrected me in that ING Direct is actually a very responsible lender and company. I apologize for overreacting to the sub-prime mortgage. With so many news articles about subprime loan and people being suckered into low teaser rates that ultimately reset, one would think that there wouldn’t be […]
Owning your home is a dream that many can relate to. My first experience with real estate came when my wife and I almost bought our first home in March of 2007. We were very excited at the time because it was going to be our first house and we even drove over to see […]
In life, we need to take action. Today, I need everyone to start saving immediately if you haven’t yet. How many of us have always thought about saving but think that we can always do it tomorrow? We always think that we can wait, but you will be waiting forever to be financially free too. […]
One of the reasons why we don’t like to go to work is because there seems to be so much we need to do. Endless deadlines that need to be met and we just want to throw our hands up and say “That’s it. I give up.”. Sometimes I feel very unmotivated because it doesn’t […]
Every year, I analyze my spending during the past year to spot irrational behavior and see where my money went. By doing this, I’m able to help myself find ways to save more in the future because I’m aware of where I like to splurge. I also use this opportunity to improve my personal budget […]
Most people look at their 401k and examine how much they have contributed during year end. We know this because most people talk about it during November and December when everything is set and done. Some think a little further ahead and try to plan for the next 12 months during year end but unfortunately […]
