From the monthly archives:

September 2007

Another Sunday and another bunch of great posts from everyone! Thanks for the great support and check out these posts from top commentators and other posts that are worth a read!

Modern Worker talks about employees getting fired for smoking and obesity! I thought employers charging people more money on health care who are [...]

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I’m in Tullahoma, TN right now and houses are HUGE here!  $350k can buy a 4410 square feet house compared with $700k for a 1200 square feet condo in Southern California.  This makes me wonder why I even stay in California and worry about my future housing cost when I can pay 20% of the [...]

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Are you addicted to spending money?  If your answer is no, think again.  Do you like gambling?  What about smoking?  Do you like having wine, coffee or even coca cola?  To some extent, even paying golf or doing your favorite past time requires money.  In an indirect way, if you are addicted to buying or [...]

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I’m definitely someone that likes gadgets. So much so that my boss even called me “a hardware type guy”. Back in college, I had a very frugal lifestyle – eat home cook meals, seldom go out, buy very little clothing. However, I bought expensive gadgets like PDAs, MP3 players, and golf clubs.
At [...]

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People like us care about money.  Let’s face it, many of us read financial websites most days of the week, if not everyday.  We spend so much time thinking and reading about money and money advices that we almost know how the piece will be structured after reading just the title of the article.  We feel that [...]

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Monday morning is always one of the worst times of the week because you just got through the busy and eventful weekend and is still in the “holiday” mood.  For whatever reason, Monday is also the day where everyone likes to have the most internal meetings!  Staff meetings, weekly team meetings, you name it, they [...]

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This has been an amazing week as far as my finance is concerned because I closed a major deal for my company (read big $$$ for me in the coming months) as well as the incredible stock performance. Therefore I have been a little busy celebrating I ended up not buying [...]

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Paycheck Frequency

by MoneyNing

I noticed that Asia companies usually send their paychecks out once a month while North American companies usually send them out every two weeks (bi-weekly).  Personally, I believe that the more frequent it is, the better because I’m happier on payday even though I am not living paycheck to paycheck. 
I also believe that [...]

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I helped my company closed a very fruitful deal with one of our customers and I am contemplating whether I should buy something for myself to celebrate.  These “celebration slurge” seem to be extremely common in our society but how should we control the amount that we spend when these events happen?
I always hear about [...]

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Yesterday, the Fed cut their rate half a percentage point to 4.75, making the prime rate to 7.75 percent.  This will help borrowers because it will be cheaper to borrow money.  The rate will fall for credit cards interests and home equity line, encouraging borrowing.  Great!  More ways to help us run up our debt!
Most [...]

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Today, I spoke with my colleague about whether it is cheaper to do a wire transfer or receive a cheque.  My colleageue argued that receiving a cheque is cheaper because it only needs to be printed out which costs pennies while a wire transfer comes with a $10 - $20 fee.  However, I disagreed.
I felt that [...]

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I was reading Ben Stein’s article on buying stocks when there is a recession because of the strong long term outlook. Don’t look at 2008 but at 2018 he says. Sure, if I have a positive cash flow every month and absolutely no debt, I can buy stocks when there is a recession [...]

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Glad To Be Back Links

by MoneyNing

Taiwan was quite fun where I took some wedding pictures with my fiancee!  Now that I’m back, it’s back to writing and sharing with you on personal finance.
This week’s top commentators were especially appreciated because I was away on vacation!  Here’s a big thank you and here are some of the articles from them for [...]

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I’m getting ready to get to the airport to go back to the states!  One thing I always wondered is what people do with the extra foreign currency that they still have at the end of the trip?
Do you keep them for your next trip, give them to relatives or try to use up the [...]

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