Many of you know about the 4% retirement withdrawal rule, which claimed that a retiree can withdraw 4% from their nest egg each year, adjust the amount for inflation, and have it last for 30 years. The 4% rate is pretty much the gold standard when it comes to retirement planning since the Trinity report […]
January can sometimes be a very gloomy month. Aside from frigid temperatures and unpredictable weather, another reason this month might not be going so great for you is because of all the spending you did last month. Overspending during the holidays can really make it difficult on the budget, especially as you try to forge […]
January is well known as the month consumers tighten their proverbial belts and go on spending freezes. But let’s face it: we still spend money. After all, who can resist 75% off Christmas decorations and wrapping paper for next year? Our family, for example, is planning to get a bigger Christmas tree when the holidays […]
I see this possibly becoming a little bit of a tradition here at MoneyNing.com. This isn’t the first year I wrote this piece, but many of us sure need some good news this year so we are re-running the giveaway. What are you thankful for? Dear readers, I don’t like to stick my nose in […]
Need good credit? Consider your non-credit accounts as they can ultimately affect your credit score.
Part of good financial management is making decisions based on your priorities, and understanding how a purchase or a spending decision will benefit your life. Before you spend money on a product, service, or experience, it’s a good idea to consider what you will gain by making the spending decision. Spending money can be a […]
