Breast milk is without question best for your baby and for your budget, but there are cases where formula is needed. And it can be costly. Feeding your baby formula for the first year of their life can cost up to $1,000 – yikes! Here are a few ways to save money on this hefty […]
Shopping Smart
As I’m walking around my home I can tell it’s early summertime. Between the natural deposits from the muddy shoes of a Midwest spring, having over a hundred people walking through my home for a party over Memorial Day weekend, and just life with two teenagers, and two cats, there are many visible spots in […]
What truly constitutes an emergency? Many of us tend to justify taking money out of our rainy day fund by calling something an emergency when, really, it’s not a true emergency. As you work on building your emergency fund, take a step back and consider how you will use the money you accumulate. Dr. Stephen Lesavich, the co-author […]
Apartment complexes are notorious for raising their rates on a yearly basis (and they have every right – just look at your lease agreement). If you’re already dissatisfied with your living situation for one reason or another, getting out at the end of your lease – before they raise your rent – might be a […]
For those who aren’t aware, Valentine’s Day is less than a week away. Begin panic mode if your significant other has high expectations. Thankfully, Valentine’s Day puts more emphasis on the romantic gestures over the dollar amount spent on a gift. Still, you need to put in the effort. Here’s how to woo your significant […]
In personal finance, there are two key tenets to building wealth: spending less and earning more. In theory these concepts may seem rudimentary but in reality they can be complex things to maneuver. If they were easy, many of us would be in a better position financially and there would be less problems related to […]