Two years ago, my husband and I had to purchase the trifecta; a new refrigerator, washer, and dryer. Now, we are in the market for a new dishwasher, and I’m amazed at the cost of new appliances. As we were skimming through the refrigerator section recently, it was hard to find a fridge that was not […]
Lodging is often the most expensive item in any travel budget. And when your whole family is traveling, not just you as a single person or couple, it can get even more pricey. But there are a few well-known discounts available when talking to a hotel representative: What is your best rate? Are you running any specials? My […]
The start of a new year is a perfect time to get your financial life in order, and commit to saving more and spending less. In order to do that though, a budget (or what I like to call a spending plan) will map out your expenses and help plan for your goals. But I’ve found that sometimes […]
Now that Christmas is over, do you feel like your house is more cluttered? Are you still sifting through the presents, gift cards, and stocking stuffers? I am! While I’m grateful for family members and friends that love us and give us gifts, it’s overwhelming how much stuff acquires in such a short period of […]
One of the staples of our consumer culture is the “special financing” deals. You make a large purchase that you can’t afford, and the retailer offers you a financing deal. Usually, you pay 0% interest, or “same as cash” for anywhere between three and 12 months. It seems like an easy way to afford something […]
Gift giving is fun, that is until you realize you need a lot more cash for the season. You don’t have to spend a lot of money to show your loved ones that you care, but it may require a bit more time and creativity to do so. I love giving gifts, but I’m also […]
