Today was really hot, which reminds me that summer is almost here. Over here in Southern California where we don’t really have heating bills, summer always means a much higher electric bill because of air conditioning. Although I always try to tough it out by not turning the A/C unit on, I think I will […]
Deciding to consolidate your debts is an excellent choice for many individuals, but making that decision is only the first step, learning how to manage your finances is the next step in ultimately becoming debt free. Budget planning can help you identify how you spend your money and where you may be over spending. The […]
This is a guest article by Willfrid, a fellow financial blogger that likes to find new frugal ideas. Check out his blog Your Finish Rich Plan, a blog that puts the emphasis on the personal in personal finance. Why do power adapters have to be so bulky? On second thought, maybe I should be grateful […]
Saving more money, a goal we should all have. Sometimes, it is quite difficult to ignore our desire to want that new thing. We can all relate. Whether it is that golf club, new pair of shoes, or the TV, they all seem to reach out to us and say “You know you cannot live […]
Today, I think I figured out another reason why I spend less money and thus make my budget planning easier than everyone else. It’s not because I waste less money, nor is it because I buy less things. It’s basically because I stretch the use of my dollar. What do I really mean by that? […]
In life, we need to take action. Today, I need everyone to start saving immediately if you haven’t yet. How many of us have always thought about saving but think that we can always do it tomorrow? We always think that we can wait, but you will be waiting forever to be financially free too. […]
