Don’t you hate having to deal with spare change? It ends up in the car, in your pockets, on the dryer — anywhere except where it can be useful. Maybe you’ve combated this by designating a jar that collects all your spare change, but it still has to be converted into cash before spending or […]
Holiday shopping season is already under way, as stores attempt to draw in consumers preparing for the gift giving that comes with this time of year. The National Retail Federation thinks that holiday sales will rise by 4.1% in 2012. Even though that’s a slower pace than last year, retailers are still looking forward to […]
It can be difficult to find the motivation to save more money. My husband, who has a Ph.D. in Psychology, says that most humans have a hard time accurately gauging the long-term impacts of their actions. When it comes to socking money away, this is an issue because the rewards are a long way off. […]
I placed 2nd in a golf tournament and I received the trophy today. I was so excited because I never won anything other than getting certificates and ribbons before so it made me really happy to say the least. My credit card balance, my next paycheck, the stock market tumbling all didn’t matter seem to […]
We received my wife’s 401k plans statement yesterday and we felt like financial geniuses. Splashed on the first page of the statement was our mutual fund performances, up 28.14% in the quarter and 18.43% year to date. My instant reaction was of joy, but it quickly faded as questions were bubbling in my head. Did […]
Last week, a frugal shopping event for an office chair satisfied me as a learner, frugalist as well as a consumer. What am I talking about? Let me explain. I’ve been discussing with my wife about a new chair for a while. Mine is old and ripped but more importantly, I was getting back pains […]
