Do this exercise and you will know when to splurge and when not to spend.
Saving
It’s possible to juggle multiple savings goals at once. You just need a plan.
Moving can be an exciting time, as you move into a new space and start exploring the new neighborhood. It’s a lot of work though. Using a moving company can help relieve the stress of moving, but finding a reputable and affordable moving company can be tricky. How to Request an Accurate Quote Requesting a […]
The concept of a “sinking fund” might be as foreign to you as it was to me when I came across it a while ago. Just looking up the definition can be confusing since there are at least two uses for the term: A strategy for the repayment of a specific debt over a period […]
Buying a home is often seen as an important rite of passage to ‘adulthood’ and a major part of the American dream. Depending on your situation and where you live, it can also be cheaper than renting. But unless you have a large chunk of money just sitting around, the down payment it requires is […]
Do you have a large but short-term savings goal? Perhaps, like me, you want to save at least 20% of a future home as a down payment. Maybe you want to purchase another vehicle or recreational toy in cash versus going into debt, or you just want to finally finish a much-needed home improvement project. […]