Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!
Sometimes a later retirement could be beneficial — or a major problem.
Many of you know about the 4% retirement withdrawal rule, which claimed that a retiree can withdraw 4% from their nest egg each year, adjust the amount for inflation, and have it last for 30 years. The 4% rate is pretty much the gold standard when it comes to retirement planning since the Trinity report […]
I’ve been warming up to the idea of converting part of my 401k to a Roth for some time. The gist of the tax maneuver is to pay the taxes upfront on the conversion, and then the money that’s converted will be forever tax-free. There are several benefits of a converted Roth IRA for a […]
Many of us couldn’t wait for the past year to be over. And now that a new year is finally underway, it’s time to figure out how to make it great. One of the best ways to improve your life and your finances is to invest. And you aren’t limited to investing in order to […]
How far things changed in just a few short months… With the pandemic still ravaging the economy and the incredible market crash just a few short months ago, it’s hard to imagine that here we are, contemplating early retirement because of strong market performance. Yet, one of the readers is doing just that. He met […]
I live in California, and house prices are insanely high here. That’s part of the reason why many people downsize their homes when they retire. In fact, we bought our house recently from a family who did just that. The husband was retiring and with two kids going to college, the previously one income family […]
Free signup to get a free ebook on How to Save Money on Everything! Constantly expanding, it will be the biggest money saving ebook available, and it's FREE! →
(I hate spam and promise that your information will never be shared.)
