Many of us are unsure about what to expect when it comes to planning for the future. Study after study in recent years indicates that many of us aren’t sure whether we will be able to retire comfortably and “on time.” And with the crazy price increases seen everywhere of late, it really does seem […]
Do you lay in bed at night thinking about money? Do you get stressed on Sunday evening knowing you have to go back to work Monday morning? Maybe you do, maybe you don’t. It really doesn’t matter if you’re a financial rock star or on the financial rocks – we all want the same thing: […]
I have a love-hate relationship with financial rules of thumb. On one hand, I recognize that not everyone is going to spend as much time thinking about and researching financial topics as they should, and rules of thumb give them easy-to-remember guidelines for staying on track. But on the other hand, these types of guidelines […]
We all know that we need to save for our golden years, but it can be difficult to know just how aggressive our savings goals need to be in order to fund a comfortable retirement. For many savers, it’s easier to simply put enough into the 401(k) to get the employer’s matching contribution and call […]
David, I have a dilemma that may sound ridiculous but hear me out. I’m in my early 50s and want to retire for what feels like forever now but I can’t for the life of me calm my anxiety to leave so much money on the table by forgoing employment. I have $4 million dollars […]
One of the problems I have with goal setting is that I often set too many goals. Indeed, I’ll make a whole list of goals I want to accomplish – only to have most of them fall to the wayside. That’s the problem with setting too many goals. Many of us can’t do that many […]
