With the holidays quickly approaching we all have spending on our minds. Then when January rolls around, we calculate the aftermath of our spending habits and create New Year’s Resolutions to get out of debt and build an emergency fund. But I have a better solution! Let’s not fall into this same habit this year. The holidays […]
Halloween is just around the corner, and for some people it’s one of the most anticipated holidays of the year. The National Retail Federation expects Halloween to cost the average person $77.52 this year* (including costumes, decor, and candy) which is up from $75.03 last year. This translates to over $7 billion nationwide. This trend is as visible […]
There are two primary reasons to visit your local dealership: either to buy a new car, or have your current car serviced. Do you dread the latter? A few years ago my answer would have been “Yes”. Visits to the service department used to make me nervous. Each time I took the car in for a […]
You’ve spent the past few years cleaning up your credit and stashing away enough cash to qualify for your dream home. And now, the time has come to seal the deal. But there’s only one problem: you only accounted for the monthly principal, interest, and property taxes, and overlooked a slew of other costs. Unfortunately, […]
When I landed the first gig of my accounting career, I was beyond excited. I would finally have a decent income; I could breathe again. But after crunching a few numbers, it was obvious that debt would quickly gobble up any of the extra funds I’d planned to use to live a little. My only […]
We’ve known our daughter would need braces for several years. After consulting with an orthodontist, and with the recent loss of her last baby tooth, it’s now time to get serious about getting her teeth straightened out. With the 2015 health insurance enrollment period coming up soon, we have some options that may be able […]
