I love Christmas, but I’ll admit that I breathed a small sigh of relief when all of the holiday stuff got put away until next year. So it’s strange to admit that I’ve already started doing my Christmas shopping for 2015. In fact, I get most of my Christmas shopping done 11 months in advance […]
Have you ever been in a hurry, in need of cash, and forced to use an out-of-bank ATM with exorbitant fees? I, unfortunately, have experienced this recently. I found myself at a take-out restaurant that only accepted cash and the closest branch of my bank was over 10 blocks away. Instead of doing a mad sprint […]
We’re witnessing all out war between major cell phone carriers. They’re in a constant battle to outdo each other with better coverage, faster speeds, cheaper rates, and even offering incentives to customers to switch to their service. It’s not only a fight between major carriers, but smaller ones too. The big players also have to […]
After graduating from college with student loan debt, it can be difficult to come to terms with the debt repayment schedule. If you’re like me, you might even be surprised by how much interest had accrued while you were in school, or shocked by how much money you actually owe. Student loans, while often considered the […]
My income has always been regular. So much so, that I liken it to the rhythmic tick-tock of a clock hanging on the wall. Paychecks from my job as a software engineer have been automatically deposited into our checking account twice a month for the last 19 years. Even my income as a freelance writer […]
Every year, all types of changes are announced to retirement programs. The government encourages us to set money aside for the future by offering tax advantages when we put funds into certain accounts. Although this can be a nice incentive, it can present a problem too. Because the financial and economic landscape is always changing, retirement […]
