For most Americans, the dream is to ultimately own a home. Purchasing property is a right of passage of sorts. It’s a big step into adulthood and probably one of the biggest purchases you’ll make in your life. That’s all the more reason why you should thoroughly do your research and ask plenty of questions […]
The beauty of personal finance is that it’s personal. We all have our preferences on how we save money, what we spend money on, and even what we spend money with. Everyone has a strong preference from cash to credit to debit. Some people swear by cash, while others never carry the stuff. So, what type of […]
As someone who has rented an apartment for a long time, I didn’t think I needed renters insurance. It seemed like an unnecessary expense to add to my budget. After all, as a self-proclaimed minimalist, I don’t have a lot of “stuff” so I never saw the value in it. It wasn’t until a few months […]
Now that my son is 14 and getting ready for a driver’s permit, I’ve been thinking quite a bit about buying a car. (Yes, you read that right. In Idaho, you are eligible for a permit at 14 and a license at 15.) It’s a few years since I’ve bought a car; I tend to […]
What do you think of when you hear the word “rich”? Yachts? Evening gowns? Travel? That’s true to an extent, but not all rich people live that way. For this argument, we’ll define “rich” as having an excess of money, and “lavish” as obscenely using moolah like those in Hollywood. Those who are rich, especially […]
Have you ever found yourself in this scenario? A third-party debt collector calls and alerts you to a bill that’s been handed over to them. You might already be aware of the bill’s delinquency, or it might be news to you. Perhaps it’s: A bill, however small, that was forgotten or missed and it’s now […]
