In case you’re not familiar with the term, flexible spending accounts (FSAs) are employer-offered healthcare accounts that allow you to set aside and use pre-tax pay for miscellaneous healthcare expenses not covered by your insurance. While the concept of setting aside funds for medical incidentals sounds like a great idea, only about 20% of employees […]
I, for one, love reading a good personal finance book. Back in the day, when I first picked up The Total Money Makeover, I vowed to follow Dave Ramsey’s advice to the letter. Through personal finance books, I learned how to pay off my debt faster, the importance of saving for an emergency, and why […]
Imagine there was a currency that wasn’t tied to any particular country or government. It could be accepted any place in the world, without having to be exchanged into local currency. It could provide both anonymity and security in transactions, and only the free market would decide how much it was worth. While such a […]
I have a friend who was recently married. Last week, she received a letter from the government stating they were unable to process her name change request due to the government shutdown. Ironically, she noted that someone was at least getting paid to send her the letter. While many of us are still going about […]
With the Affordable Care Act going live on October 1, many families and individuals are scrambling to find affordable alternatives to government-provided healthcare. While the Affordable Care Act itself is very controversial, the law still requires U.S. citizens to sign up for some form of healthcare. But what do you do if you’re not sold […]
The Patient Protection and Affordable Care Act, commonly referred to as Obamacare, has officially opened for enrollment. Coverage will begin in January 2014, and open enrollment will continue until March 31st. Even though Obamacare has been a buzzword for most of the Obama administration, there are still many people in the dark about what exactly […]
