It’s January, which means it’s time to start preparing your income tax return for 2013. Looking at the bright side, you’ll have at least one more tax return in which to enjoy credits for your higher education expenses, home efficiency improvements, and charitable donations from your IRA. These, as well as a number of other […]
As technology advances, more people have access to investment opportunities than ever before. Just about anyone with $25 and an internet connection can open a brokerage account and start trading on the stock market. The next evolution in investing could very well be “securities crowdfunding,” in which ordinary people have opportunities to invest in small […]
Now that we’re starting a new year, it’s time to pay attention to the tax updates that are coming in 2014. Your tax planning should take into account two main things. First, be aware of changes for your 2013 taxes so you file appropriately by April 15, 2014; second, realize that changes taking place in […]
In response to the Dodd Frank Wall Street Reform and Consumer Protection Act, new mortgage laws will take effect on January 10, 2014. If you’re in the market for a new home, or planning to refinance in 2014, here’s what you need to know. The Qualified Mortgage Rule The Qualified Mortgage rule places new limitations […]
The results are in: the latest Gallup poll shows that more Americans prefer saving money to spending it. This is no news to retailers, as many major chains have been experiencing unusually low sales for the holiday season. Sales through Thanksgiving and Black Friday were surprisingly lackluster — a warning sign that, for various reasons, […]
The Patient Protection and Affordable Care Act (ACA, or “Obamacare”) was passed in 2010, and provisions of the law have been going into effect since then. One of the biggest changes resulting from the ACA goes into effect starting with the new year. Beginning in 2014, everyone is required to have health insurance coverage or […]
