I’ve never been one to budget every last cent, and I’ve never been on a spending diet. Most of the time, I’m content to make sure my goals are being met each month and then I spend whatever’s left. Lately, though, I’ve noticed my old habit of just buying something because I can is creeping […]
In the business world, core values are important to shaping a company’s culture and vision. They will also dictate how the company will bring that vision to reality. But just having core values — even if they’re displayed in gold-embossed letters on the office wall — isn’t enough. Clients and customers will quickly notice if […]
Obviously, not everyone who gambles has a problem. Many people enjoy gambling as a social activity without it threatening their financial security or family relationships. I would go as far as to say that even gambling huge sums may be justified as long as their finances can justify the expense. I have a friend who […]
I recently attended a young professionals networking event with a professional development presentation on money management. This was a great presentation (as a money nerd, and someone who makes a living writing about it, I was riveted), and it brought up an important consideration: How much time do you make for your financial plan? The […]
The concept of a “sinking fund” might be as foreign to you as it was to me when I came across it a while ago. Just looking up the definition can be confusing since there are at least two uses for the term: A strategy for the repayment of a specific debt over a period […]
You work really hard to save money and get out of debt. Every year, when making your New Year’s resolutions, you vow that this will be the year you finally succeed and never look back. You set your budget before December loses itself to January; you’ve planned how much you will put on each card, […]
