Sometimes, what makes sense on the surface actually makes no sense. I just scheduled my first ever mortgage payment, and I am pretty impressed with the simplicity of Bank of America’s interface. Choose the source account, schedule the date of delivery, the amount to be paid, and if you want to apply any extra to […]
Money Management
Most people dream of winning the lottery, but most people underestimate the impact of such a extraordinary event. Whether you are ready or not, cashing the winning ticket is almost certainly a life changing event. A couple weeks ago, our family decided to try our hands on a lucky game called the lottery. It was […]
The first experience I had with the difference cash makes when you’re bargaining was when I was trying to get a desk as cheap as possible. The seller wanted about $20 more than I was willing to pay (or actually had). I pulled cash out of my pocket and explained that all I had was […]
No matter what culture you come from, there are at least a couple of big life events that you celebrate with your family. Whether we’re talking about weddings, quinceañeras or bar mitzvahs, it seems like these family celebrations just keep getting bigger and bigger. The budget for the average wedding in the U.S. is just […]
We often talk about the benefits of an online savings account but it may not be for everybody. Online savings accounts seem like a great deal, but despite the potential perks, there is a downside that you must be aware of. At first glance, stashing your money online seems great. The interest rates are higher […]
A recession like the one we’ve been in doesn’t come to an end all at once; the economy gradually moves out of its funk, and the changes might not even be noticeable until one day you realize that things are already better. While this can provide some peace of mind, it is important not to […]