One of the things that really gets people excited is the thought of a tax refund. According to CNN Money, the average tax refund last year was $3,003. That’s not a bad chunk of change. And when you get a big chunk of change, the possibilities seem limitless. Your tax refund seems like found money. […]
We keep hearing that, since the recession, cash is king. But is it really? It’s true that if you pay with cash, rather than using a credit card or financing you get an automatic “discount”, since you aren’t paying interest charges. However, you can accomplish the same thing if you pay with a credit card […]
One of the most basic principles of successful money management is knowing the difference between needs and wants. Indeed, nearly everything about successful personal finances hinges on your ability to determine the difference between something you actually need to have, and something you merely want. Being able to draw this line is an important one, […]
Achieving lasting wealth is easier than most people think. It doesn’t require a big income, and it doesn’t require tremendous financial sophistication. All you need to do is a number of simple things right. Someone who follows this simple, Point #by Point #plan can set themselves on the path to lasting wealth.
One of the benefits of the recent financial crisis is the permanent increase of the FDIC insurance for savings accounts from $100,000 per depositor, per institution to $250,000. Another, is the general public’s increased focus on everything personal finance. Our friends at Moneysupermarket prepared an infographic today that will help with this very phenomenon: help […]
The recession is technically over, and has been for some time, but many of us still feel the pinch of an economy recovering at a snail’s pace — and many of us are concerned about a double-dip recession. At the same time, though, it can be difficult to keep on pinching those pennies. If you […]
