There are many reasons that, as a society, we’ve gone over to using money, rather than sticking to a barter system. One big reason is accounting, as it’s much easier to keep track of dollars coming in and going out than it is to track a variety of services and products that all have different […]
After the double whammy of an earthquake and Hurricane Irene on the East Coast at the end of August, several of my family and friends are finding themselves with damage to their homes and the daunting task of figuring out how to navigate the red tape of their insurance policy in order to get a […]
Many of us have disappointing experiences to share about buying a product or using a service. Yes, you can call in to the company, or send in some form of written complaint, but you might not reach someone who can help you — or it can take a while to get a response. You might […]
Banking has come a long way from the single branch brick-and-mortar offices that used to be in every town and community. ATMs, online banking, and direct deposit are all innovations that old time banks could never have imagined. On one hand, the growth of national (and global) banks has opened up many opportunities for the […]
Many of us experience buyer’s remorse over some of the things we buy, and I am no exception. Even though I try hard to maintain my spending priorities, sometimes I buy something that I don’t really care for — or I agree to something that I’m not really sure about. The truth of the matter […]
We spend time and money to keep things from happening: We get our cars maintained to reduce the risk of an accident. We install smoke detectors so that we have enough warning to leave a building in the event of a fire. We encourage all sorts of people to learn CPR and first aid so […]
