One of the many gimmicks car dealers use is the promise of paying off your old car loan. If you trade in your car, the dealer agrees to pay off the loan on the vehicle. You end up with a new car, and you don’t have to worry about making payments on both the old […]
When I was younger, watching Disney’s version of Alice in Wonderland, I was struck by the scene in which Alice asks the Cheshire Cat which road she should take. When he finds out that she doesn’t know where she’s going, he basically tells her that it doesn’t matter which road she picks. The same applies to […]
Believe it or not, it’s already time to make your New Year’s resolutions. Reflecting on the previous year will allow you to make next year better — with everything from your diet to your finances. Starting out the year with the best of intentions makes it easy to turn the page. Yet, for most people, […]
Holiday shopping season is already under way, as stores attempt to draw in consumers preparing for the gift giving that comes with this time of year. The National Retail Federation thinks that holiday sales will rise by 4.1% in 2012. Even though that’s a slower pace than last year, retailers are still looking forward to […]
There are potential money leaks everywhere in our budgets. Some of the most egregious, though, are investment fees that could be reducing our wealth. Investment fees erode your real returns. Instead of getting the most from your investment, these fees cut into what you’re earning. If your money is going toward fees, it also reduces […]
Since they played a large part in the financial crisis, banks have come under scrutiny lately. A bailout was enacted to try to get some banks back on their feet, which rightfully angered the general public. The truth is that most people need banks. If you don’t want to use a bank or a credit […]
