Are you thinking of buying a house sometime soon? Or how about refinancing your student loans? If you’re thinking of doing either, there’s a number you should know aside from the all-important credit score. It’s your debt-to-income ratio, and it could get in the way of you being able to buy your first home, or […]
Credit card rewards and promotions can be very tempting. We live in a world of instant gratification and a credit card allows us to purchase anything we want right now. With cashback rewards, airline points, and free bonuses, these are the reasons many of us sign up for multiple cards to earn these benefits. But […]
When you purchase life insurance, you do so with the hope that your loved ones will be taken care of if you pass away prematurely. However, before you congratulate yourself on making sure your family is provided for, take a step back and closely review the situation. There are things that can still go wrong, leaving […]
Alternative credit scoring has been growing in popularity for several years. Many consumers do not like the idea that the credit industry is built mainly on the assumption that you need to get into to debt (no matter how quickly you pay it off) in order to show that you are financially responsible. As a […]
I logged into my employee benefits tool to check the balance of my health savings account (HSA) before paying a medical bill. Once the website loaded, a notification flashed at me stating that I had incentives that I had not yet claimed. Investigating further, I had over $1,000 of incentives that I could earn and […]
Having moved from the Midwest to the Pacific Northwest, I’ve been exploring my options for earning frequent flyer miles to offset our trips back home during the year. We’ve always practiced a strict no-credit card policy to avoid the temptation of excess debt, but now we’re considering the advice that a rewards credit card, used responsibly, […]
