I have student loans and I’m wondering if it’s a good idea to consolidate them. Does it ever save money to consolidate student loan debt if you can afford your payments? – Eileen Asks Absolutely. There are three main reasons to consolidate your loans: financial, management and suitability.
Congratulations. You are starting to make some money and you are saving a good percentage of it every month. But now, you are wondering how to build wealth, instead of shoving all the extra cash at the bank and earning negligible interest. Welcome to the world of investing, where some build wealth while many others […]
Sometimes, going against conventional wisdom can work out in your favor. Emile writes: I stumble on your website after a Google search and what a pleasure it was. I have a situation and I’d appreciate your honest opinion on it. I am graduating college in about a month with about $30,000 in credit card debt […]
Do you ever wonder how your monthly mortgage payment is calculated? …I am buying a house and received a huge package of disclosures from my lender. There’s an amortization schedule table in there with a ton of numbers. My lender said it’s just standard procedure to send them and for me not to worry. Do […]
I was wondering if you can offer me any information about investing in stocks and real estate. I am tired of doing this shift-job. My hours are 7-3, and getting a salary with one minute you have it and the next minute its all gone. Please help. – Writes Beckie First of all, good job […]
Are you in debt but have never thought about paying it off faster by reducing your debt obligations? You should… I am still on the edge about whether or not to do balance transfers. I have three credit card that have a total balance of $2037.84. I am wanting to it off completely within 6-8 […]
