If you’re not a natural-born saver, you might believe that the key to becoming a good money manager is willpower and deprivation. The thinking with this is that if you just grit your teeth, force yourself to forgo temptations, and record every penny, then you’ll become more responsible with your money. The only problem with […]
Dreaming big is a good thing when it comes to your life. However, it also comes with a lot of unwelcomed opinions from others. They may call themselves realists, but let’s be honest, they are just dream killers. When it comes to your finances, don’t be afraid to have lofty goals too – dreaming big […]
When your preteen daughter asks you if she may go to the mall with her friends, there are two possible answers. Possible answer #1: “Of course you may, honey! Have fun!” Possible answer #2: “No way! I don’t want you to develop the bad habit of recreational shopping.” Dilemma.
Raised by an extremely frugal parent, I now enjoy freedoms like turning fans on full power when I want to (seriously, how much electricity does that really waste?) and not saving things that are clearly junk but might be able to be fixed or re-purposed in some way. Still, some of that extreme frugality my […]
“Come on. We’re going out tonight. You and Rebecca meet us at Dave & Buster’s. We’ll be there at seven.” “We can’t.” “Why not?” You’re at a loss: You don’t want to admit you’ve blown your budget for the month and have no play money to go out with. “Uh, Becca’s not feeling well,” you […]
Around six months ago, I declared I was going to “unspoil” my kids. My kids are pretty well-behaved, but I wanted to start teaching them about responsibility and the value of a dollar. Even though my kids are young – three and five – I’ve still found some ways to start instilling financial responsibility in […]
