Buyer’s remorse is quite common. Many people feel sad, let down or guilty after making a purchase. This is true for impulse purchases as well as those planned for some time. In certain cases, the remorse will be so strong that the item will be returned, even if it is in no way defective. If […]
One of the things that dawned on me as the plumber came to my home last week and began installing a sump pump so that my basement wouldn’t (hopefully) flood again, is that many of us pay quite a bit for convenience. We know that convenience costs money, whether we pay a $3 “convenience fee” […]
As I write this, I’m a victim on my own procrastination. Since early Fall, I’ve put off getting my annual flu shot even though I know I have a house full of grubby children that bring home every germ known to mankind and we get free shots through our health insurance. Today? I am writing […]
One of the most basic principles of successful money management is knowing the difference between needs and wants. Indeed, nearly everything about successful personal finances hinges on your ability to determine the difference between something you actually need to have, and something you merely want. Being able to draw this line is an important one, […]
When I was still working in Corporate America, one of the executives used to say that he looks to hire salespeople who are basically up to their eyeballs in debt. “The best sales reps are the ones with the biggest houses and the newest cars!” he used to say, meaning that, since salespeople are typically […]
Have you seen the latest commercials for the California Lottery? I think they’re awful. The campaign has two versions that I know of: One where a dad, who apparently won the lottery, is arranging for his daughters to have snow in San Diego via snow making machines. The kids are beaming of course. His wife […]
