The old adage, “it is better to give than receive” is one many Americans don’t readily embrace anymore, as our culture’s evolved to focus more on building our own wealth than investing in the financial well-being of others. But there are plenty of Americans who DO give, and give generously. I have a friend who […]
Money Beliefs
Bankruptcy is the nuclear option of debt relief: it may solve some of your debt problems, but it causes a host of others. So how do you decide whether you should file bankruptcy or continue trying to pay down your debt? If you’re considering filing for bankruptcy, here’s what you need to know to determine if […]
It’s that time again. The 2012 Presidential election is fast approaching and who America chooses will affect your personal finances. Barack Obama and Mitt Romney differ on a number of different issues that will affect your financial future, so your finances may be vastly different a few years from now depending on who gets elected. […]
You don’t make enough money. Shocked? Probably not. Most people believe they don’t make enough money. But the truth isn’t that you don’t make enough money. The truth is that you’re living with another problem altogether. Let’s look at Jane. Jane’s paycheck is quite a bit larger than yours, and yet you can’t figure out […]
No more greasy burgers for you. No more frothy Frappucinos, hold the whip. No more fresh new duds just because you deserve it. All great decisions, but you must also ask yourself, “how much am I really saving?” Are you saving enough to pay off all your bills? Are you significantly reducing the strain on […]