Crowdfunding, the practice of collecting small donations from a large group of people, has been around longer than you may know. As early as the 17th century, artists and musicians used it to support themselves and their creative talents. Interestingly, we even owe the completion of the Statue of Liberty to crowdfunding. When the committee […]
Money Beliefs
I recently read an article about the growing popularity of “social panhandling” among Millennials. This trend is different from crowdfunding and social gift giving — it’s basically asking for a handout, online, to help you reach your goals. You don’t offer anything in return, other than the warm, fuzzy feeling that contributors might get knowing […]
Recent proposals in Congress include a bill that would crack down on fraud and abuse within the $70-billion dollar government food stamp program (officially known as the Supplemental Nutrition Assistance Program, or SNAP). This is just one area on which lawmakers are focusing in the desperate need for budget cuts following the fiscal cliff and […]
I, for one, love reading a good personal finance book. Back in the day, when I first picked up The Total Money Makeover, I vowed to follow Dave Ramsey’s advice to the letter. Through personal finance books, I learned how to pay off my debt faster, the importance of saving for an emergency, and why […]
With the new iPhones rolling out this month, many consumers are considering upgrading their cell phones. But what does upgrading really cost you? Is signing a contract worth it? Here’s a detailed look at the true cost of smartphones. How Much Money Do Contracts Save? I recently spent some time asking cell phone owners about […]
It’s not a secret: relationships take a lot of hard work. It’s tough to intertwine lives, beliefs, and finances in a peaceful and harmonious way that satisfies both parties. You want things one way. Your partner may want them another. There are constant compromises and sacrifices to endure. Whose turn is it to choose the […]