Personal finance experts often warn against “keeping up with Joneses” or splurging on unnecessary items. Latte factor anybody? Stop going to Starbucks and have a million bucks more by the time you retire! And though this is good advice, what about the other side of the equation? Do you ever feel guilty for spending money […]
There’s a lot to be said for paying off your debt and living debt free. After all, it’s tempting to try to pay it off as quickly as possible whenever you look at that balance. This impulse is often encouraged by stories of consumers who made heroic efforts to pay down debt in a short […]
One of the most difficult situations to deal with is a drop in income, as most people adjust their lifestyles to use up all of what they bring in. In fact, too many of us live right up to the limit of what our income buys, allowing lifestyle inflation to strangle our budgets no matter […]
Here are ten advantages you can enjoy for free if you join the 66% of Americans who have library cards.
One of the commonly accepted indicators of financial success in our society is homeownership, but it’s not necessary to buy a home just to reflect financial success. For many people, it can make more sense to rent a home. After all, whether home buying is the best choice for you largely depends on your goals, […]
Part of good financial management is making decisions based on your priorities, and understanding how a purchase or a spending decision will benefit your life. Before you spend money on a product, service, or experience, it’s a good idea to consider what you will gain by making the spending decision. Spending money can be a […]
