We talk a lot about risk when it comes to finances, and much of the time, risk tolerance is associated with investing. However, the amount of risk you can handle also plays a role in other financial decisions and aspects of your life. Before you make decisions about what’s next, think about how much risk […]
Lifestyle
Do you lay in bed at night thinking about money? Do you get stressed on Sunday evening knowing you have to go back to work Monday morning? Maybe you do, maybe you don’t. It really doesn’t matter if you’re a financial rock star or on the financial rocks – we all want the same thing: […]
When we think of addictions, few of us think of money as a habit-forming substance. However, it is completely possible to become addicted to money. And it’s not just about becoming addicted to spending money. “Like with other resources that have mixed uses – for example, food and sex – money is a resource that […]
For the first few years of our marriage, my ex-husband and I lived paycheck to paycheck. I barely made over minimum wage, and although he made significantly more than I did, it still wasn’t a lot. We had a mortgage payment, as well as a stack of credit card debt accumulated from my ex being […]
Many of us weren’t born frugal. We had to convert to frugality so we could survive financially. And it’s hard, I know. I’m one of those people. I used to come and go as I pleased. Bought what I wanted. Ate out as often as I cared to. As a result, I ended up with […]
Here’s how to have yourself a minimalist little Christmas.