If you’re not a natural-born saver, you might believe that the key to becoming a good money manager is willpower and deprivation. The thinking with this is that if you just grit your teeth, force yourself to forgo temptations, and record every penny, then you’ll become more responsible with your money. The only problem with […]
Lifestyle
I will be honest because personal finance must involve an honest conversation. Though some personal finance sites might compare needing a budget to needing air or food, I don’t plan to be that melodramatic. I will, however, emphasize that I think budgets are essential to maintaining financial order in your life. A budget can be […]
For all the self-proclaimed frugalistas out there, saving more is the name of the game. The more money you save, the better. A frugal lifestyle is centered on the fact that you should spend less, but is that always the right thing to do? Not necessarily. It’s worth the money to spend a little more […]
I absolutely love the library, and I am continually surprised that more people don’t take advantage of their local library. It’s really more than a place for checking out books! Here are the top benefits you can get from your local library – all for free. 1. Family/Kid Activities The children’s librarian at my local […]
This week marks my fourth year wedding anniversary. I know it may sound cliché, but I am going to say it anyway: It feels like it was just yesterday! While a lot has changed in four years, I think many couples still find themselves in the same situation my husband and I did. We wanted […]
Raised by an extremely frugal parent, I now enjoy freedoms like turning fans on full power when I want to (seriously, how much electricity does that really waste?) and not saving things that are clearly junk but might be able to be fixed or re-purposed in some way. Still, some of that extreme frugality my […]