You love your friends and family, and you’d do absolutely anything to help them. Then one day, your friend is late on rent and asks to borrow $500 from you. He promises to pay you back when he gets his next paycheck, but you’re not so sure. You’re worried that loaning out money could put […]
I wouldn’t call my daughter a picky eater exactly. She has always been great about eating fruits and vegetables, but it was always on her terms. She would rather just play than actually sit and eat. What’s worst, she used her hunger as a bedtime stalling tactic many times in the past. Her eating preferences […]
Life can be full of unexpected surprises. No matter how much we plan, prepare, and set out to accomplish certain goals in life, life usually has other plans. It’s in those crisis moments when we feel like we are off our “path”. A layoff, a breakup, a divorce, a move, or a financial emergency can […]
Let’s break these rich factors down.
If you’re not a natural-born saver, you might believe that the key to becoming a good money manager is willpower and deprivation. The thinking with this is that if you just grit your teeth, force yourself to forgo temptations, and record every penny, then you’ll become more responsible with your money. The only problem with […]
I will be honest because personal finance must involve an honest conversation. Though some personal finance sites might compare needing a budget to needing air or food, I don’t plan to be that melodramatic. I will, however, emphasize that I think budgets are essential to maintaining financial order in your life. A budget can be […]
