When I was young enough to wear braces, the costs from start to finish was $2,000. Today, parents spend much more than that on braces, and it is common to start earlier, sometimes when a child is only 7 or 8 years old. The questions facing a parent of several children is just how much […]
Are you planning for a child or expecting one soon? Perhaps this guest post will help. When you find out you are going to be parents, it can be a very exciting, yet stressful time- especially financially. However, if you stay calm, budget, and create a sensible financial plan, you can eliminate your fears and […]
Is it just here in Silicon Valley, or are elementary school kids throughout the country walking around carrying cell phones and smart phones? The first time I realized one of my daughters’ friends, an eight year old girl, owns a cell phone, I was taken by surprise. Since then, I’ve learned that a full third […]
I remember them so vividly – a gorgeous pair of pink Nike running shoes. I wanted them so badly! They were my ticket to coolness, to being like the other girls. But my parents, working their way up from middle class into upper middle class, had different priorities. They said “no” to the brand name […]
I knew baby Sara was smart, but when she started teaching me personal finance concepts… Many of the kids and money articles discuss how we can teach our children money matters, but let’s turn the table this time. Since baby Sara’s birth a week ago, she already reminded me of many principles that you and […]
It used to be that saving for college was a relatively simple process: if you wanted to save for your child’s college education, you put money away wherever it was convenient. Now, though, there are several types of specific savings plans that offer you benefits that your old coffee can’t compare with. They may not […]
