It’s time to send the kids back to school, and for many families that means an annual trip to buy school clothes and supplies. Here are my favorite ways to save money on back-to-school shopping: 1. Buy school supply basics like paper, pencils, book covers, erasers, and folders in September, when stores put leftover items […]
Kids and Money
High school grads hitting the road to college may need a little financial education before they go. They’ll no longer have Mom or Dad to rely on for dollars and sense. Without proper education, they might end up like many new college students: broke and on the path to a lifetime of debt. A lunch […]
The end of July signals the end of an era: you’ll no longer be a kid living at home with Mom and Dad. As August peeks through amber sunsets, you and your best friend lay out, poolside, wincing at the onslaught of college preparations. College excitement often means furnishing a new place to live for […]
There’s a lot of debate going on right now about whether or not college is worth the cost. The fact that student loan debt has surpassed $1 trillion, and that there is now more outstanding student loan debt than outstanding credit card debt, has many people wondering about the viability of going to college. Of […]
The summer vacation is considered a staple of the American experience. Not all of us, however, can take off for a full two weeks. Whether money is tight or you have obligations at work, a full-blown vacation might not be an option. At times when you just can’t take off for a vacation, why not […]
529 plans are an excellent way to help your children, grandchildren, or nieces and nephews save for college. Not only are they easy to set up and maintain, but they also grow tax-deferred, and distributions are completely tax-free if they’re used for qualified education expenses. However, things can get a little complicated if you decide […]