Have you noticed how everything is so much more expensive lately? Gas prices stick out like a sore thumb, but at least that fluctuates all the time and can go down in the future. The increase that is most scary to me is the restaurant prices in my area. What used to cost $8 or […]
Alright. I finally broke down and bought into Bitcoin earlier in the year. My journey into cryptocurrencies was far from smooth. I’m now speculating the cryptocurrency through direct ownership using Coinbase Pro and through the Grayscale Bitcoin Trust (GBTC), and I can confidently say that I now know how to speculate in the space reasonably […]
An interesting offer landed in my inbox the other day from E*Trade. The email claimed that with just a few clicks, I can agree to let the firm lend out some of the shares I may own now or in the future for an estimated $671 a year in passive income. With the E*TRADE Fully […]
Timeshares are vacation properties that several people share partial ownership of – usually over a time span of about 25 years. They’re typically located in exotic locations that are popular tourist destinations. Starting in Europe in the 1960s, the concept of timeshares spread quickly to the United States. They became a huge trend with seasonal […]
Many of you know about the 4% retirement withdrawal rule, which claimed that a retiree can withdraw 4% from their nest egg each year, adjust the amount for inflation, and have it last for 30 years. The 4% rate is pretty much the gold standard when it comes to retirement planning since the Trinity report […]
I’ve been warming up to the idea of converting part of my 401k to a Roth for some time. The gist of the tax maneuver is to pay the taxes upfront on the conversion, and then the money that’s converted will be forever tax-free. There are several benefits of a converted Roth IRA for a […]
